ATV and Snowmobile Insurance

If you own an ATV or snowmobile, you probably know a thing or two about adventure. Before you hit the trails you need to make sure you’re protected. That protection extends to your ATV and snowmobile.

Hit the trails knowing your ATV or snowmobile has the right coverage.

Did you know that if you use your ATV or snowmobile on public property or to cross public roads or lots, you must have it insured? Of course, you want coverage for other reasons, including accident-related damages, theft, vandalism and liability. To figure out the coverage you need, talk to our knowledgeable brokers. We take the time to understand your needs, ensuring you get a customized policy. We then do the comparison shopping and make sure you are getting the best value possible.

If you live in Alberta or Ontario, contact your local broker today to find the best ATV or snowmobile insurance.

ATV & Snowmobile Insurance FAQ's

How Much Does it Cost to Insure a Snowmobile?

The cost of snowmobile insurance varies depending on where you live and your insurance history. To get a quote, call an insurance broker.

Are Snowmobiles Covered Under Homeowners Insurance?

It really depends on your coverage and the specific policy you hold. Most likely, your home owner's insurance does not extend to your snowmobile. Call your broker to determine what is covered under your policy and if you need to purchase additional coverage to protect your snowmobile.

Do I need Snowmobile Insurance in Ontario?

If you drive your snowmobile off your property you must have liability insurance. This is the law in provinces and territories across Canada.

Can You Drive a Snowmobile with a G1 license?

Yes, you can drive a snowmobile with a G1 license. In order to operate a snowmobile in Ontario, you must be 16 years of age and have any class of drivers license.

Are ATVs Covered by Homeowner's Insurance?

It's unlikely that your ATV is covered by your home insurance policy. However, it depends on your exact coverage and policy. Call your broker to determine what coverage you have and what coverage you might need.

Why Are ATVs Not Street Legal?

ATVs are designed to be driven off traditional roads. This means they aren't equipped with safety features like airbags, turning signals, horns and seat belts. This makes them unsafe to drive on the road.

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