Insurance Broker in Milton

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Finding an insurance broker in Milton just got easier thanks to BrokerLink. We are insurance experts who are dedicated to helping our customers find personalized insurance solutions.

Licensed insurance brokers in Milton are just a click away

Shopping for insurance can be a stressful, time-consuming process. But it doesn’t have to be this way. BrokerLink is a full-service insurance brokerage operating all across Ontario, and we are committed to helping Milton residents find insurance policies that meet their needs. No matter your lifestyle or budget, the BrokerLink team will work to find you great coverage.

Why work with a broker? When you enlist the help of a broker, you will receive unbiased, objective advice on the best insurance for you and your family. We can offer this because we operate independently of insurance companies. Furthermore, we do all the heavy lifting, we contact insurance providers and compare quotes on your behalf for a hassle-free insurance experience. Finally, we are insurance experts. BrokerLink has been in business since 1991, so we know the ins and outs of the insurance industry and are eager to share our resources and expertise.

Contact Milton BrokerLink to learn more about the benefits of working with an insurance broker today.

Personalized insurance solutions for Milton residents

BrokerLink is a full-service insurance brokerage in Milton that can help customers find everything from home insurance to auto insurance, and more. We specialize in the following insurance types:

Home insurance

A home is one of the biggest purchases you will make in your lifetime. For this reason, it’s important to protect it from unforeseen circumstances, and BrokerLink can help you do just that. One of our expert insurance advisors can match you with a home insurance policy that protects your property and its contents in the event of incidents like third party lawsuits and property damage caused by insured perils like fires, water damage, hurricanes, and power outages. Alternatively, if you currently rent your home in Milton, we can find you a comprehensive tenants insurance policy.

Get a home insurance quote

Business insurance

Do you run a business in Milton? Protect it from financial harm with quality business insurance. Commercial insurance can help your business avoid financial ruin should something go wrong. Policies vary but your business can be protected against lawsuits alleging negligence or bodily injury to property damage, and much more. The experts at BrokerLink will take the time to understand your business’s unique needs and find coverage that meets them. Examples of commercial insurance coverage available to Milton businesses include commercial general liability coverage, commercial property coverage, professional liability coverage, cyber liability coverage, commercial auto insurance, and more.

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Auto insurance

Car insurance is another of BrokerLink’s specialties. We can help Milton drivers of all ages and circumstances find quality auto insurance policies. Whether you’re looking for young driver’s car insurance, senior car insurance, or a standard Ontario car insurance policy, you can count on us. We will also ensure your policy complies with provincial law in Ontario (i.e. that it includes no less than $200,000 in third party liability insurance, in addition to uninsured automobile insurance, accident benefits insurance, and direct compensation - property damage insurance).

Get an auto insurance quote

Other insurance coverages

BrokerLink can also help Milton residents find the following types of insurance:

  • Associations
  • ATV and Snowmobile Insurance
  • Farm Insurance
  • Cyber Insurance
  • Storage Unit Insurance
  • Employee Benefits
  • Life Insurance Broker
  • Landlord Insurance
  • Musical Instrument Insurance
  • Wine Cellar Insurance
  • Equine Insurance
  • Group Insurance
  • Travel and Trip Cancellation Insurance
  • Trailer and RV Insurance
  • Motorcycle Insurance
  • Identify Theft Insurance
  • Boat Insurance
  • Condo Insurance
  • Vacation Property and Cottage Insurance
  • Tenant and Renters Insurance

Required insurance in Milton, Ontario

Is insurance mandatory in Milton, you may be wondering? It depends. For example, car insurance is provincially regulated and the Government of Ontario has made it mandatory throughout the province. So yes, car insurance is mandatory for Milton drivers. In fact, failure to purchase insurance before getting behind the wheel can have serious consequences, like fines of up to $25,000 for a first offense and up to $50,000 for a second offense and the suspension of your driver’s licence. Therefore, it is imperative that all Milton drivers buy valid, up-to-date car insurance policies that comply with provincial requirements (this includes a minimum of $200,000 in third party liability coverage, in addition to accident benefits coverage, uninsured automobile coverage, and direct compensation - property damage coverage).

While car insurance is the only type of government-mandated insurance in Milton, other types might still be required. Take home insurance as an example. Some renters and homeowners in Milton may be required to purchase tenant’s or homeowners insurance by their landlords and mortgage lenders, respectively. Landlords have the right to make tenant’s insurance a condition of a lease agreement while mortgage lenders can make homeowners insurance a condition of a mortgage loan. So if you rent a home in Milton or purchased a home with a mortgage in Milton, you may need to purchase homeowners insurance. At the end of the day, even if insurance is not mandatory, purchasing a policy is still a worthwhile decision for many Milton residents due to the financial protection it offers.

How Milton insurance premiums are calculated

Insurance companies in Ontario consider a multitude of factors when calculating insurance premiums. For this reason, the cost of insurance varies between policyholders. Milton residents might find it helpful to understand what details influence their rates, so the experts at BrokerLink have put together the following list:

  • Your location
  • The size of your home (for home insurance)
  • The make and model of the car you drive (for car insurance)
  • Your age
  • Your insurance claims history
  • Your gender
  • Your marital status
  • The coverages, limits, and deductibles you choose

Tips to save money on Milton insurance

BrokerLink wants to help you save money on Milton insurance which is why we make it our mission to find you great coverage at low rates. We contact top insurance companies to compare quotes, unlock discounts, and provide you with some of the industry’s secrets for saving money on insurance. In fact, the insurance experts at BrokerLink have put together a list of money-saving tips for Milton residents below:

Local Ontario Insurance Links

If you’re a member of a group or association, you may be eligible for more discounts.

We’re in your community

Getting involved in the community is a big part of who we are. We live and work in your community. We love meeting our neighbours!

Why work with a BrokerLink broker

Since 1991, the BrokerLink team has been dedicated to finding insurance policies that meet the needs and budgets of our customers. We are experts in all things Milton insurance and can ensure you receive the most competitive rate on your policy.

Contact us

At Milton BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, or recreational items, let us help you find the best coverage possible.

Finding the best car, home and business insurance in Milton has never been more convenient. At BrokerLink we understand the need for specific types of insurance coverage for an individual’s situation and will work with you to create a custom policy. We can help make sure all your valuables are protected and even bundle your policies together to get you the best rate. Call us for a free insurance quote for your home, auto, boat, art collection and even your business.

You can reach us by phone, email, or in person at any one of our locations throughout Ontario. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.

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