Intact Client Centre Starbucks Card Campaign Rules

"Login to Intact Client Centre or download the Intact Insurance App and receive a $5.00 Starbucks Gift Card on BrokerLink”


No purchase is necessary to win.


The Contest is being held by Canada Brokerlink Inc. and its subsidiary Canada Brokerlink (Ontario) Inc. (together, the “Contest Sponsor”) and begins Friday, November 29 at 12:01 am EST and closes on Sunday, December 15, 2019 at 11:59 pm EST (the “Contest Period”), after which time the Contest will be closed and no further entries will be accepted.


This Contest is open to residents of Canada outside of Quebec who:

  • Have an existing personal insurance policy with BrokerLink and Intact Insurance
  • Have reached the age of majority in their province at their time of entry in the Contest
  • Are a permanent resident of Ontario
  • Must enroll in Intact Client Centre or download the Intact Insurance mobile application and activate their account for the first time through it during the Contest Period
  • Are not employees, brokers, agents and representatives of the Sponsor, its affiliated companies, parent companies, advertising and promotional agencies, legal advisors, or parties engaged in the development, productions and distribution of materials related to this Contest, as well as members of their immediate family and/or persons living in the same household during the Contest Period are excluded

Please note: Current Intact customers who have already enrolled in Client Centre or downloaded and activated the Intact Insurance mobile application prior to the Contest Period are not eligible for this Contest.


No purchase required.

To enter the Contest, the Participant must enroll in Intact Client Centre and/or download the Intact Insurance mobile application and activate the account through the app for the first time during the Contest Period. The Participant is automatically entered upon enrolling or completing the download and activation of the app and no further action is required.

Enroll in the app now and receive a $5.00 Starbucks Gift Card!

(collectively the “Participants” or individually a “Participant”).

Limit of one (1) entry per person. Any excess entries will be invalid for the purposes of the Contest.

All Contest entries become the property of the Sponsor and will not be returned.


During the Contest Period, there will be one (1) $5.00 Starbucks Gift Card per Participant who successfully complete the requirements of the Contest (hereinafter the “prizes” or individually the “prize”).

The prize(s) must be accepted as awarded. It (they) cannot be converted into cash, substituted, transferred to another person or refunded, subject to what is provided hereunder.


Each prize will be awarded to a winning person (the “Winner”) based on all eligible entries received for the Contest. The prize will be distributed through the online application, Guusto.


To be declared a Winner, the Participant selected at random, must be reachable by email by a representative of the Sponsor, to be informed of the prize delivery.


Sponsor is not responsible for electronic transmission errors resulting in omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, electronic, computer, hardware, or software malfunctions or limitations of any kind, or inaccurate transmissions of or failure to receive entry information by Sponsor or presenter on account of technical problems or traffic congestion on the Internet or at any Website or any combination thereof. If for any reason the Internet portion of the program is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes that corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Promotion, Sponsor reserves the right at its sole discretion to cancel, terminate, modify, or suspend the Promotion. Sponsor reserves the right to select winners from eligible entries received as of the termination date. Sponsor further reserves the right to disqualify any individual who tampers with the entry process. Sponsor may prohibit an entrant from participating in a Promotion if it determines that said entrant is attempting to undermine the legitimate operation of the Promotion by cheating, hacking, deception, or other unfair playing practices or intending to abuse, threaten, or harass other entrants. Caution: Any attempt by a participant to deliberately damage any Website or undermine the legitimate operation of the Promotion is a violation of criminal and civil laws and should such an attempt be made, Sponsor reserves the right to seek damages from any such participant to the fullest extent of the law.


The Sponsor is not responsible for any associated costs incurred by the Winner with claiming the prize(s). The Winner is solely responsible for the reporting and payment of any and all taxes, if any, that may result in claiming a prize in this Contest. Any claim to a prize will be subject to verification by Intact Insurance, whose decision in this regard and on all matters of fact, interpretation, eligibility, procedure and fulfillment in respect to this Contest will be final and binding.

Entries in any way tampered with, forged, mutilated, incomplete, illegible, photocopied or mechanically reproduced, or submitted by or through fraudulent means, may be disqualified, in the sole discretion of the Sponsor. This includes any entry that does not comply with the Rules in any respect.

By participating in this Contest, each Participant agrees to release and hold the Sponsor, its affiliated companies, parent companies, officers, directors and partners, including its advertising and sales promotion agencies, as well as their employees, brokers, agents and representatives, of all liability direct or indirect, physical or material arising out of accepting or using a prize, and each Participant releases the Sponsor, its sales promotion agency and all others involved from any recourse, claims or charges that could arise against them or one of them, now or in the future, by the Participant, his/her heirs, executors or estate administrators relating to the Contest or prize(s).

The Winner agrees and consents that his/her name, age, photograph, location, voice, testimony and/or statements be used in whole or in part by the Sponsor, its advertising agencies and any other parties involved in the development, production and distribution of materials relating to the Contest, for any purpose, through any media present or future, including social media, in any jurisdiction and in any manner without compensation and without any additional approval from the Winner. No correspondence will be entered into with any person other than the Winner.

Any personally identifiable information collected during a Participant’s participation in the Contest will be collected and used in accordance with Brokerlink’s Privacy Policy available at

The Sponsor, its Agents, its Brokers and legal advisors are not responsible for and shall not be liable for: (1) lost, late, damaged, illegible, stolen, misdirected, misidentified, or incomplete entries, for any problems or technical or mechanical malfunction of any telephone systems, computer on-line systems, servers, access providers, computer equipment, hardware or software programs, failure of any entry to be received by the close of the Contest Period on account of technical problems or traffic congestion on the Internet or at any website, or inaccurate entry information, whether caused by equipment, programming used in this Contest, human processing or otherwise, or any combination thereof; (2) any condition caused by events beyond the control of the Sponsor that may cause this Contest to be disrupted or corrupted; (3) any injuries, losses or damages of any kind arising in connection with or as a result of the prize, or acceptance, possession, or use of the prize, or from participation in this Contest; or (4) any printing or typographical errors in any materials associated with this Contest.

Should the Sponsor be unable to award the prize(s) as described in the Rules, it reserves the right, at its sole discretion, to replace the prize(s) with a prize of a similar nature and equivalent value or the value of the prize(s) as stated in the Rules in cash.

A Winner’s express or implied refusal to accept a prize releases the Sponsor from any prize-related liability toward that person.

The Sponsor reserves the right at any time to withdraw this Contest or to modify, amend, change, or supplement thee Rules, in its sole discretion, subject to applicable law. The Sponsor also reserves the right, at its entire discretion, to cancel, terminate or suspend this Contest should any event or cause beyond their control arise, which may corrupt or affect the administration, security, impartiality or progress of the Contest.

The Contest is governed by all applicable federal, provincial and municipal laws.

Except where prohibited or restricted by law, Participants agree that: (1) any and all disputes, claims or causes of action arising out of or connected with the Contest or any prizes awarded shall be resolved individually, without resort to any form of class action, and exclusively by arbitration or alternate dispute resolution, as selected by the Sponsor, to take place in Toronto, Ontario; (2) any and all claims, judgments and awards shall be limited to actual out of pocket costs incurred in the participation of the Contest but in no event legal fees and expenses; and (3) under no circumstances will a Participant be entitled to obtain awards for and hereby waives all rights to claim punitive, incidental, indirect and consequential damages and any other damages (other than for direct damages limited to actual out-of-pocket reasonable costs), and any and all rights to have damages multiplied or otherwise increased.

Except where prohibited, all issues and questions concerning the construction, validity, interpretation and enforceability of the Rules and the decisions of the Sponsor in connection with the Contest, shall be governed by and construed in accordance with the laws of the province in which the Participant resides, without regard for conflict of laws doctrine.